With less than two weeks left until Christmas, the holiday season is upon us! For those prepared folks, they already have their presents wrapped and waiting in a closet somewhere. For the rest of the population, we’re still wrapping our heads around the fact that it’s December, let alone that Christmas is just around the corner. Soon everyone’s homes will be in a tizzy: bake the cookies, clean the guest room, buy the gifts, wrap the gifts, decorate the house – the list just never ends. As exciting as the holiday season is, it can also be very overwhelming.
Along with the chores and preparation of the holiday season often comes a pile of credit card debt. When you leave your holiday shopping to the last minute, you’re unable to compare prices, find sale items and choose presents that you truly think your loved ones would enjoy. As a result, you’re under pressure to purchase the first thing you see – even if it isn’t the most ideal or affordable gift.
Alternatively, perhaps you planned to make some holiday gifts this year but did not find the time; this also adds to your December budget as you race to the store to buy a replacement. These tendencies often lead to shoppers spending more than they intended on their gifts, let alone sticking to any kind of budget. Instead of enjoying your holiday season with family, friends and loved ones, you’re stressing about how much money you spent and how you’re going to manage to pay it all back.
But, what if there was a way to enjoy a debt-free holiday season, where you could go home, kick up your feet and sip away on a tasty beverage without a care in the world? What if you came home from holiday shopping this week with extra cash in your pocket and all of your gifts already purchased? There is a way to truly enjoy the holiday season without the words ‘money’ and ‘debt’ stressing you out around the Christmas tree. The answer? ATB Prosper.
In line with ATB’s purpose, ATB Prosper is a made-in-Alberta digital investment experience that aims to help you achieve your goals and make your aspirations closer.
We know what you’re thinking – “Investing is just too complicated for someone my age.”
Whether you’re a beginner or a seasoned pro, ATB Prosper can help investors of all ages save for mid to long term goals. With as little as $100 in your pocket and just a few minutes of your time, you can sign up for an account and start investing right away. One of the perks of ATB Prosper is that it requires you to take an online assessment first to determine your goals and then recommend an investment plan that’s right for you.
“What if I don’t know how to make an investment portfolio?”
ATB Prosper will recommend an investment portfolio best suited to you and your goals. You can set up your portfolio, make contributions as small as $25, and check progress towards your goals without having to speak to anyone. However, a real, live investment advisor is always available if you need some personalized support. And, when you’re on the go, the ATB Prosper app is an easy way to check out your personalized dashboard and add more money to your account through the Quick Save feature.
Powering the investment possibilities is ATB’s award-winning Compass portfolio series, designed to minimize risk and maximize returns – a win-win around the Christmas season. And, ATB Prosper offers an annual Prosper Bonus and low management fees, allowing you to reach your goals and dreams much quicker – or perhaps, allow you to responsibly treat yourself this holiday season.
ATB Prosper can truly help set you up with the resources and support you need for success, while having that extra cash in your pocket during the holiday season. Perhaps you’ll be enjoying a stress-free, debt-free Christmas for the first time – let it all soak in, because ATB Prosper is here to stay. This digital investment experience will allow you to take control of your money and make it work for you so that you can sit back, relax and truly enjoy the most wonderful time of the year.
Open your account today, or learn more at ATB Prosper.
ATB Wealth consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc., ATB Securities Inc., and ATB Insurance Advisors Inc. are individually licensed users of the registered trade name ATB Wealth. ATB Securities Inc. is a member of the Canadian Investor Protection Fund and Investment Industry Regulatory Organization of Canada. ATB Prosper is a product of ATB Securities Inc.
ATB Investment Management Inc. (“ATBIM”) manages the Compass Portfolio Series. ATBIM and ATB Securities Inc. (“ATBSI”) are wholly owned subsidiaries of ATB Financial, and may operate under the registered trademark ATB Wealth. Additional information about the Compass Portfolio Series and other important disclosures may be found on the ATB Compass Portfolios.
Kelsey is the Editorial & Events Manager for Date Night. Monday-Friday she works as an independent Marketing & Communications Contractor, providing writing, editing and digital marketing services for small businesses here in YYC. When she’s not busy writing about our city, you can usually find her trying the newest fitness studio, exploring the Rockies or chasing the sun – whether here in AB or halfway across the world.